Mortgage: Who do you go with – Broker or Bank Representative?

Very recently a client advised me that she was planning on speaking to her accountant regarding the financing of her home purchase. I advised her that she could talk to her accountant, but that at the end of the day the most helpful person for what she needed was a mortgage broker (or a similar bank representative). Based on your income a mortgage broker will determine how much you can actually afford to spend. Now who do you go with? A mortgage broker or a mortgage bank representative? Well, I recommend my clients to... Read The Rest →

Pre-Construction: INDX – Financial District

THE BREAKDOWN DEVELOPER: Lifetime Development and CentreCourt Developments NEIGHBOURHOOD: Financial District ADDRESS: 70 Temperance Street PRICING: Starting from mid $200,000 ($650/sf – $675/sf) SIZE: 361-821 Square Feet UNITS: 784 STORIES: 54 PROJECT AMENITIES: Fitness Centre | Terrace | Party Room | Golf/Billiard/Movie/Poker Room | Lounge | Boardroom | Guest Suites COMPLETION: December 2015 LOCATION MAP IMAGES WORD FROM THE DEVELOPER Introducing Indx Condo, a stunning 54-storey condo at Bay & Adelaide that’s connected to the Graphic Arts building. Located in the heart of the Financial District, Indx is impossibly close to work and filled with every play-hard amenity you... Read The Rest →

Mortgage: Thinking about transferring or porting?

RateHub breaks it down by answering some of the FAQs on transferring or porting your mortgage. What happens when you want to move to a new home after three years in a five-year mortgage? It’s not an uncommon predicament – in fact, 70% of first-time buyers do not make it to the end of their five-year term and on average break at the 3.5 year mark. Is it possible to transfer your mortgage from one home to another? We recently sat down with Toronto mortgage broker James Laird for a little... Read The Rest →

Foodstuff: Guess who’s ranked number 1 in world’s best food markets?

Toronto’s St. Lawrence Market, a place I call home has been ranked by none other than National Geographic as the world’s best food market, beating out New York’s Union Square Greenmarket and St. Lucia’s Castries Market. National Geographic’s website credited the farmer’s market emporium for playing an integral role in the city’s old town neighbourhood. The complete list of National Geographic’s top 10 food markets, ranked from the book Food Journeys of a Lifetime, is as follows: 1. St. Lawrence Market, Toronto 2. Union Square Greenmarket, New York City 3. Castries Market,... Read The Rest →

What’s Happening in TO: A Midsummer Night’s Run

This will be my 3rd time running a marathon. Well…not so much a marathon but a half-marathon. I’m in no condition to run a full-marathon yet which means one thing – start TRAINING. Every time I finish a half-marathon, I say “NEVER AGAIN!”, and yet here I am again, committing to an even longer distance. While I do admit that I once said, “running is a breeze…what’s the big deal” and did not train or buy proper shoes – oh my Twinkies….did I learn my lesson. Never again will I... Read The Rest →

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