Mortgage: Who do you go with – Broker or Bank Representative?

Very recently a client advised me that she was planning on speaking to her accountant regarding the financing of her home purchase. I advised her that she could talk to her accountant, but that at the end of the day the most helpful person for what she needed was a mortgage broker (or a similar bank representative). Based on your income a mortgage broker will determine how much you can actually afford to spend. Now who do you go with? A mortgage broker or a mortgage bank representative? Well, I recommend my clients to... Read The Rest →